Certified credit counseling near you
Three Arkansas offices, plus phone counseling. The first session is free.
- The first session is free.
- There's no obligation to enroll in anything.
- You'll speak with a certified counselor, not a salesperson.
Nonprofit. Certified counselors. The first session is free.
- NonprofitCCOA is a nonprofit agency, not a debt settlement company.
- Certified counselorsYou speak with a certified counselor, not a salesperson.
- First session freeThe first counseling session costs nothing, and there's no obligation.
Start here
The short version
- Three offices: Fayetteville, Bentonville and Fort Smith.
- Phone counseling is available if none of them is convenient.
- The first counseling session is free and carries no obligation.
- All three offices are by appointment, so call before you drive out.
Finding the nearest office
Fayetteville is at 1111 E. Zion Road, Bentonville at 1730 SE Moberly Lane, Suite 3, and Fort Smith at 3200 Rogers Ave. All three book through 1-800-889-4916.
We're here when you're ready
The first session is free.
By appointment
If none of them is near you
The same session runs by phone, and for most questions it covers exactly the same ground as sitting in an office. Call and ask; a counselor will also tell you if CCOA cannot serve your state.
Where to find us
Credit Counseling of Arkansas has 3 locations. Every one offers the same services, so choose whichever is easiest for you to reach.
Fayetteville
1111 E. Zion Road, Fayetteville, AR 72703
Hours: By appointment
Bentonville
1730 SE Moberly Lane, Suite 3, Bentonville, AR
Hours: By appointment
Fort Smith
3200 Rogers Ave, Fort Smith, AR 72901
Hours: By appointment
One number reaches all of them: 1-800-889-4916
What you'll leave with
Get a clear picture of your debt in the first session, at no cost
Credit counseling
Budget counseling
Debt management plan
Credit report review
Bankruptcy counseling
Housing counseling
Pre-purchase counseling
Mortgage delinquency counseling
Reverse mortgage counseling
Financial education
Who we are
Credit Counseling of Arkansas
Credit Counseling of Arkansas (CCOA) is a nonprofit agency with offices in Fayetteville, Bentonville and Fort Smith. Counselors are certified, and the first session costs nothing. CCOA is a HUD approved housing counseling agency.
Send us a message
Call above to talk right away, or send this and a counselor will reach out. The first session is free.
Message received.
We will reach out shortly during office hours. If you need to talk now, call 1-800-889-4916.
Common questions
Which office is nearest to me?
Do you have offices outside Arkansas?
Is there a charge for the first session?
How long have you been here?
Are you accredited?
One call and you can be seen this week
The first session is free.
By appointment